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The Raymus Love Note: 5 Percent Closing Cost Credit on Move-In-Ready Homes

By Raymus Homes - 1-29-2026

Move-in-ready new home with Raymus Love Note closing cost credit

The Raymus Love Note: 5% Closing Cost Credit on Move-In-Ready Homes

We Wrote You a Love Note (Yes, Really)

We don’t usually write love notes.
But February felt like the right time.

Because buying a home right now?
It can feel overwhelming. Rates. Headlines. Timelines. Big decisions.

So this month, we wanted to do something a little different - something genuinely helpful.

Introducing the Raymus Love Note

The Raymus Love Note is our way of showing homebuyers searching for a new home in Manteca, CA a little extra love - a 5% closing cost credit on move-in-ready homes purchased in February and close within 45 days.*

No chocolates.
No flowers.
Just real help where it actually matters.


What Is The Raymus Love Note?

The Raymus Love Note is a limited-time 5% closing cost credit available on select move-in-ready homes.


Why We Created the Raymus Love Note

Buying a home should feel exciting - not stressful.

But we know that for many buyers today, the process comes with a lot of noise: competing offers, confusing incentives, shifting rates, and pressure to make the “right” decision quickly.

The Raymus Love Note is designed to make things simpler:

  • Less stress at closing

  • More flexibility with your monthly payment

  • A smoother, more confident path to moving in

You can use the credit toward closing costs, a rate buydown, or a combination of both - whatever best supports your situation.


Move-In Ready Homes in Manteca Available Now

Homes Ready for a Real Relationship

The Raymus Love Note applies to our move-in-ready homes - homes that are already built, finished, and ready to tour.

That means:

  • No construction timelines

  • No design uncertainty

  • No guessing what the final home will look like

When buyers walk through our homes, they often tell us they notice the difference right away:

  • Quality you can see - materials, finishes, and thoughtful details

  • Service after closing - real people, real accountability, real dedication to the art of service

  • Homes designed for everyday living


Tour our Move-In Ready Homes This February

Come See If It’s a Match

The Raymus Love Note is available throughout February on move-in-ready homes, but the best way to understand both the homes and how best to use your 5% is to experience our homes in person.

We’d love to welcome you in, walk you through our homes, and answer any questions - no pressure, just honest conversations.

Visit us this weekend to tour our move-in-ready homes and learn more about the Raymus Love Note.


Frequently Asked Questions about The Raymus Love Note

What is a closing cost credit?

A closing cost credit helps cover expenses due at closing, such as lender fees, title costs, prepaid items - basically the fees associated with purchasing a new home. With the Raymus Love Note, buyers receive 5% toward closing costs, which may also be applied toward a rate buydown or a combination of both.


What are move-in-ready homes?

Move-in-ready homes are newly built homes that are already completed and ready for immediate occupancy. This means no construction wait, no design selections, and the ability to tour the exact home you’ll be purchasing.


How long is the Raymus Love Note available?

The Raymus Love Note is available for move-in ready homes purchased in February 2026 and that close escrow within 45 days. It also requires buyers to use our Preferred Lender, Collective Mortgage, or pay cash for the transaction.

*See Sales Counselor for full details and eligibility. All promotions and incentives require the use of our Preferred Lender, Collective Mortgage.

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