Get Pre-Approved

Buying a home is part of the American Dream! At Raymus Homes, we firmly believe that all people have the right to own their own home. We also firmly believe that the home buying process should be as simple, pleasant, and fun as possible!

Getting started on the pre-approval process is easy! Just click here to begin the online loan application with our preferred lender, Jerri Southorn. Don't worry if you need to leave a field blank. Just fill in what you know and Jerri can help you gather the rest of the information later.

Having a hard time with the online app? Just call or email Jerri. She can take an application over the phone or set up an appointment to meet you in person - (209) 649-3943 or

Once you are pre-approved with Jerri, you are automatically placed on our VIP List! This gives you the opportunity to purchase one of the first few coveted homes at Rina's Grove. Don't delay - priority on the VIP List is established by date of approval.

Once you are Pre-Approved, our sales team, Heidi and Preeti, will be happy to schedule an appointment where they can show you the new Rina’s Grove floor plans and select available home sites as soon as they are released for sale. Heidi and Preeti may be reached at (209) 275-1483.

So, if you are not currently Pre-Approved, please contact Jerri at Ability Mortgage as soon as possible. She is eager to assist you with your home purchase.

Good business comes from good relationships and we are proud of our wonderful relationship with Ability Mortgage. Jerri Southorn and her team do such a fantastic job, making sure you are comfortable and well taken care of every step of the way.

Jerri Southorn, Home Loan Consultant
Cell 209.649.3943
Fax 866.709.3983
580 N. Wilma Ave, Suite D
Ripon, CA 95366
NMLS #1850/201976